Virtual University

The agency sent the return premium check to the first named insured but was informed the entity has dissolved and was requested to send the check to an individual.

A commercial insured that rents a building has a sales installment to buy the building from the landlord. The landlord maintains the title of the building and carries building insurance, with no coverage for the tenant.

Two experts discuss the multifamily housing market and the impact of the hard market on property & casualty insurance.

An insured owns a vehicle that is registered in Florida but permanently garaged at his second home in Wisconsin.

An insured rents a commercial building with a contract that requires the building owner be listed as the loss payee on the loss of rents provision. What form would cover this?

A skunk entered the basement of a house through a cat door and sprayed the area. Is animal spray excluded from homeowners coverage under the pollution exclusion?

An insured is separated from her husband and wants to stop paying the premium for the vehicle he drives. If an accident were to occur, would she be liable for anything pertaining to the policy or accident?

A barge service was installing a boat lift for a client when the wind shifted directions and pushed the barge into another dock, causing $6,000 in property damage. The carrier is denying coverage because the boat was moved by the wind.

After a fatal accident in which the victim was hit by an underinsured driver while driving an unlisted tractor, the carrier says uninsured/underinsured motorist coverage does not apply.

The carrier denied coverage, saying the building is appurtenant to the scheduled garage because it is closer to the garage, the activities usual to the house do not depend on the building, and the insured uses the building to avoid having to go back to th