After an auto accident in which one vehicle was 100% at fault, the car repairs are delayed. Should the negligent driver’s policy pay for rental reimbursement beyond the 30 days listed in the policy?
Should the carrier pay the third-party claimant actual cash value (ACV) costs based on case law even if there’s nothing mentioned in the policy language?
A windstorm blew some shingles off a wood shake roof, but due to the roof’s age, repairing the damage would do more damage to the existing shingles.
A high net-worth prospect lives in a home that is owned by a trust in their spouse’s name. How can the agent make sure the trust and the individuals are covered?
How are defense costs handled in this scenario? Is the insured responsible for these costs?
How should the agency respond? And how can agencies curb the trend of COI requests becoming more and more onerous?
If a customer declines coverage, how long does their declination stand for?
An insured is considering renting their second home out out on VRBO or Airbnb. What homeowners insurance options would cover this risk?
The carrier is covering water damage to a nail salon’s pedicure platforms, but says the restoration expenses to remove the water and mold should be paid by the landlord’s policy.
An insured owns a shopping center with several restaurants. Failure to comply with the protective safeguards listed in the endorsement over which the insured has control would result in no coverage for a fire loss.
