Big I Alliance

Rising premiums are impacting personal auto clients, who are searching for ways to curb their expenses—including driving without coverage.

“Personal lines insurance is a fundamental part of modern life and is vital in safeguarding individuals, families, property and their wellbeing,” says independent agent John Deichl. “It is complex, ever-changing, technology-driven and way more interesting

An independent agent can provide the benefit of their knowledge and expertise to ensure their clients are adequately covered during a home renovation or remodeling.

From rising rates and inflation to catastrophes and labor shortages, independent agents can help clients balance the many factors impacting the builders risk market.

“Long-lifecycle customer relationships are how agencies can drive profit,” says independent agent Ross E. Johnson. “Those are built on strong service relationships from knowledgeable people for long periods of time.”

The first admitted parametric tornado disaster benefit insurance for homeowners covers up to $15,000 to help pay for immediate out-of-pocket costs and the homeowners insurance deductible.

Directors & officers insurance is the best tool for nonprofits to protect volunteers against unforeseen allegations of harm.

Favorable loss ratios and an unprecedented decline in initial public offering (IPO) activity led to the softening of the directors & officers market, but signs point to impending changes.

ConvergeElements™ is a new cyber insurance product that provides small and midsize businesses with clear and confident cyber solutions.

The program includes auto, general liability, umbrella, property, crime, inland marine, equipment breakdown, professional liability, workers comp and conversion coverage.