Do Nonprofits Need Workers Comp and UM/UIM Coverage?
Does a nonprofit organization that has a workers compensation policy in force also need uninsured/underinsured motorist coverage?

Does a nonprofit organization that has a workers compensation policy in force also need uninsured/underinsured motorist coverage?
As the builders risk market evolves through a changing economic and physical landscape, agents play a key role in protecting the interests of the insured.
With more employees exposing employer misconduct and evolving legal standards surrounding retaliation, businesses need robust coverage and clear policies to protect themselves.
Biometric technology is increasingly used by organizations, and many employers may be unaware of the laws around its application—or even that they’re using it in the first place.
“The use of telematic devices in monitoring driving behaviors and enhanced data analytics capabilities are among some of the more positive changes,” says independent agent Lydia Ramos. “They allow us to analyze a variety of factors, including traffic patt
To manage premium increases, 50% of agents suggested that clients move jewelry coverage from their homeowners policy to a standalone jewelry policy, according to a BriteCo survey.
While cyber exposure is dangerously prevalent, there are tactics that businesses can use to protect themselves and their clients.
While artificial intelligence (AI) enhances operational efficiency and security, it also widens the cyberattack surface, leading to complex challenges for organizations.
Restaurants continue to experience significant challenges from increasing payroll costs, inflation and claims, according to a report from NEXT Insurance.
Demand for surety bonds remains strong thanks to federal government legislation funding construction and other growth areas such as fraud mitigation.