3 Ways Agents Can Help Small Businesses Become Better Risks
Agents can help find a way to deliver comprehensive protection and streamlined service to small businesses that face unique challenges.
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From the Front Lines: Commercial General Liability
“Most insurance companies consider general liability the cornerstone line of business for an account,” says independent agent Brad Berrong. “Normally, if a company does not consider this type of exposure, it will not accept other lines of insurance for that account.”
How Key Factors Within the Commercial Liability Market Are Impacting Stability
Consumer litigation activity continues to impact the market adversely, with third-party funding driving additional litigation costs, higher settlements and higher premiums.
Highest Value Auto Customers Most Likely to Shop
More than one-third of U.S. personal auto insurance customers are dissatisfied with their insurance and those with higher overall lifetime value profiles are most likely to leave, according to J.D. Power.
Orion180’s New FLEX Home Insurance Gives Policyholders More Control
Policyholders can choose from various deductible and co-pay options to balance upfront home insurance costs with long-term savings.
Health Care Liability Market Faces Uncertainty as Loss Severity Increases
Rising costs within the sector threaten coverage affordability and, in the long run, availability. Yet, insureds still need coverage.
Intact Increases Excess Coverage for High-Value Properties
The coverage is designed for a broad range of commercial properties that require substantial limits beyond traditional primary layers.
Homeowners Aware of Risks and Prevention but Don’t Act
While most homeowners are familiar with common risk areas and the technologies designed to mitigate them, relatively few have implemented these solutions in their own homes, according to The Hanover.
Historic Number of Tornadoes Wreak Havoc in the U.S.
2024 saw the second-highest amount of tornadoes on record and 2025 is predicted to continue above-average activity. One weekend alone in mid-May caused $9 billion-$11 billion in damage.
Parents Are Key in Teen Driver Safety
The American Property Casualty Insurance Association (APCIA) recently launched a public awareness campaign on the importance of parents encouraging teens to be safe behind the wheel.
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