williamjones

By: Volume 110, No. 7

August Felker doesn’t consider himself a book balancing believer. “Honestly, we don’t look at it that way,” says the CEO of The Murphy Insurance Group, a six-location firm based in Madison, Wis. “We look at each type of business differently, and we have d

Hold Harmless Agreements Aren’t Harmless; Boomerang Kids; Auto Insurance Suspensions Revisited

As the expiration of the Terrorism Risk Insurance Act program quickly approaches at the end of next year, it’s already on track to be a hotly debated issue on Capitol Hill. TRIA was originally passed in 2002 in response to the commercial property-casualty

My wife Nanette and I were on the road in May and missed the horrible weather that came through Oklahoma on back-to-back days. In difficult times like these, it’s important for independent agents to support each other and our communities—including our ass

Independent insurance agents are becoming one of the best-kept secrets of the industry. While America is being bombarded with cute TV commercials, witty billboards and ear-catching radio announcements from direct writers promising to save us $400 on our c

Someone steals two baseball tickets from Ace’s friend Sean, who paid $1,600 for both tickets. But under Sean’s HO3 policy, the insurance company only gave him the face value–$240–for both tickets. Is the insurance company correct?

By: Volume 110, No. 6

Big data is big news across the corporate landscape, a growing mass of facts and figures providing extraordinary insight into businesses, markets and even competitors. Collecting and analyzing this data holds the promise of quicker, more informed decision

The Big “I” held its annual Legislative Conference in Washington, D.C., in mid-April. While agent licensing reform, TRIA and taxes were front and center at the conference in our conversations with lawmakers, you might have noticed that discussions on heal