Risk Management

Design responsibility is a growing area of risk that general liability simply wasn’t designed to cover, and it’s starting to catch more contractors off guard.

Agents can succeed in the general liability market by developing deep expertise, staying ahead of renewals, setting clear expectations and positioning themselves as trusted advisors.

In an increasingly complex risk landscape, the commercial general liability insurance market is experiencing significant change, marked by tighter coverage terms and a growing number of exclusions.

Risk managers for private and school-sponsored summer camps need to understand the risks they face and take appropriate measures to prepare for and protect against accidents that can threaten camp patrons, employees and the business.

By instructing clients on four proactive safety procedures, insurance agents have the unique opportunity to help their clients prevent a liability claim from ever occurring and to defend against claims that are made.