How Often Should AMS Data Backups Occur?
How should an agency prepare for an agency management system (AMS) being down for an extended period of time, such as after a catastrophe or cyberattack?
Disaster Preparedness
4 Strategies for Agents to Enhance Customer Value in the Current Market
How independent agents can add value through comprehensive consultation and risk mitigation.
Avoid E&O Claims from Cosmetic Hail Damage Exclusions
To keep premiums affordable, homeowners carriers are excluding coverage for what used to be standard covered perils. Cosmetic hail damage is one of those coverages that is increasingly becoming excluded.
House Takes Action to Address Wildfires and Study Insurance Market
As legislation to reduce wildfire risk moves through the U.S. House of Representatives, the Big “I” has created a Q&A to address questions about the California wildfires and their impact on the overall insurance market.
What Commercial Clients Should Know About Earthquake Insurance
For the most part, earthquake is a covered peril in traditional insurance but policies tend to have low sublimits compared to other perils.
Lessons From Helene and Milton: Insurance and Preparedness—Part 1
Hurricanes Helene and Milton made it clear that hurricanes, storms and floods can happen anywhere and anytime and are not limited to the coast.
Hurricane Helene Devastates Southeast, Exposing Flood Insurance Gap
The disaster highlights just how alarmingly low flood insurance coverage is among Americans, particularly in areas that are farther from the coast.
Up to 10 Named Storms Forecasted During ‘Supercharged September’
Following a brief lull in tropical activity in the wake of Hurricane Ernesto, the conditions are now primed for a series of back-to-back storms over the next few weeks in the Atlantic.
5 Ways a CAT Event Can Impact Agency Valuations
The increase in catastrophic events and higher loss ratios has the potential to significantly impact agencies’ profit sharing, revenue, carrier appointments and other valuation factors.
CrowdStrike Outage: 3 Takeaways for Independent Agents
The global tech outage highlights vulnerabilities in business continuity planning, cyber liability insurance and technology partners.
