Certificates of Insurance

Never Misrepresent Policy Coverages on a COI

Do you understand the difference between an indemnitee and an additional insured? Modifying the language of certificates of insurance could have dangerous consequences.

Tackling Certificates of Insurance

In response to many inquiries and concerns from agents around the country, I would like to address a current industry hot topic—certificates of insurance. Most of you have insureds who are being asked to sign construction/service contracts, lease/loan agr

Certificates of Insurance: Between Scylla and Charybdis

While meandering through the Mediterranean Sea, Odysseus, the hero of Homer’s epic poem “The Odys¬sey,” found himself in a narrow channel of water with monsters on either side. On one side was Scylla, (pronounced “Silla”), a fishtailed mermaid with six do