8 Tips to Survive the Hard Market
In a challenging market environment, here are eight ways you can prove your value to your clients and come out the other side better than ever.

In a challenging market environment, here are eight ways you can prove your value to your clients and come out the other side better than ever.
While getting a valuation before you sell is critically important, waiting until the last minute may be too late to implement the changes and overcome weaknesses to significantly improve value.
CompScience reduces workers comp insurance costs for businesses by limiting the probability of injuries.
Agents can work with contractor and subcontractor clients to help them better understand the steps needed to lower risk on the job site.
“There’s been over five consecutive years of underwriting losses in the aviation insurance market,” says independent agent Tim Bonnell Jr. “Premiums have been increasing and underwriting has been stricter.”
An insured is separated from her husband and wants to stop paying the premium for the vehicle he drives. If an accident were to occur, would she be liable for anything pertaining to the policy or accident?
Kelly Donahue-Piro, owner of Agency Performance Partners, sits down with two experienced agency presidents to share advice for how to interact with clients in the hard market.
In an evolving marketplace and increasingly litigious environment, educating A&E clients about purchasing professional liability coverage is particularly important.
The product offers general liability coverage for a range of small artisan contractors, both commercial and residential, and also includes subcontracted work.
These two factors could lead to higher experience modifications and increase premiums going forward.