Does Surface Water Count as a Flood?
A carrier denied a client’s property damage claim because the water was “surface water.” The property had the standard ISO special perils form, as well as coverage on a sublimit for sewer and drain backup.

A carrier denied a client’s property damage claim because the water was “surface water.” The property had the standard ISO special perils form, as well as coverage on a sublimit for sewer and drain backup.
Business owners are mistakenly believing that there is a pool of workers waiting on the sidelines for something magical to happen to convince them to rejoin the workforce—that pool doesn’t exist.
Not only is the hobby transitioning to new generations, both to Generation X and millennials, it is also witnessing the evolution to electric vehicles (EVs).
Beazley’s directors & officers product has been redesigned and drafted with clear, concise and modern policy language.
As life science businesses prepare for another flu season, and as COVID-19 cases increase, now is the time to encourage clients to take measures against product shortages.
A client suffered a business income loss due to loss of internet and phone services. The service provider didn’t respond to inquiries for the reason of the loss of services, so the carrier denied the claim because it was unable to confirm the cause of los
Osiris Maldonado is making it her mission to educate her community about insurance and provide a stable, rewarding career to her staff.
Whatever is prompting your desire to move, stick a pin in a map and you’ll find that almost any place is one that an insurance professional can thrive in some fashion.
A surge in classic car values—primarily due to rising inflation and exchange rate variability—means that owners are facing insurance-related issues.
It is possible to offer a quote without substituting your judgment for your customer’s, which is a leading cause of E&O claims.