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Without a direct physical loss, would the shutdown of a restaurant or business due to coronavirus concerns trigger contingent business interruption coverage?

“There are more women today who are making head-of-household or head-of-business decisions and are buying insurance,” says independent agent Brenda Loiselle-Marcotte. “Those customers connect with and relate to other women.”

Property not cared for appropriately can result in costly claims down the line. Here are some surprising statistics about the top things homeowners do and don’t do that destroy their homes.

Yesterday’s cyber threat will not be tomorrow’s biggest danger. Here are four cyber risks to watch in 2020.

When it comes to cyber liability insurance, “You have to drill down and figure out specifically what risk each client has to be able to appropriately mitigate damage,” says independent agent Jeffrey Miller. “I say ‘mitigate’ because it’s not if you have a

It’s vital for insurance agents and brokers to counsel clients on the risks associated with the increasingly digital nature of business.

Research from Liberty Mutual and Safeco Insurance shows that millennials don’t fully understand the value of independent insurance agents. Here are some ways agents can adapt to demonstrate their value to younger clients.

Small businesses at greatest risk of loss.

Increasing your client base means you need to increase your staff to help meet the clients’ needs. We can help you focus on your clients and not how you will compensate your new employees.

“The second we stop working on [gender equality] is the second we become stagnant,” says independent agent Jana Foster. “I don’t think we’ll ever get to a place where we can stop progressing for the positive.”