Top 5 Most-Read Articles in Independent Agent in November

As insurers expand the use of auto telematics data to inform risk assessment and pricing in other personal lines, Independent Agent looked at what’s driving the trend and how independent agents can implement it. Additionally, agents read about strategies to prevent errors & omissions claims after a merger or acquisition, as well as to prevent E&O exposures with the rising use of artificial intelligence (AI).

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In addition to thought-leading analysis of industry trends and market conditions, Independent Agent covers property & casualty coverage changes and new products, interprets legislative issues, and delivers the strategies managers need to grow their agencies.

Here are the five most-read articles on iamagazine.com in November:

5) Preventing E&O Exposures as Insurance Agencies Turn to AI

By Olivia Overman

The rise of AI is poised to transform independent insurance agencies however, increased adoption is prompting essential discussion regarding the errors & omissions implications of its use by agencies.

4) Government Shutdown Ends as NFIP Retroactively Reauthorized

By Raaed Haddad

The continuing resolution (CR) funds the federal government through Jan. 30, 2026, and includes a retroactive reauthorization of the National Flood Insurance Program (NFIP) for the period that the program lapsed.

3) Builders Risk Insurance: 5 Coverage Gaps and Policy Misconceptions

By Olivia Overman

While replacement valuation gaps are a prominent concern for builders risk clients, several other gaps and misconceptions can leave clients vulnerable to significant financial burdens.

2) Preventing E&O Claims After a Merger or Acquisition

By Olivia Overman

As errors & omissions from post-merger & acquisition missteps rise, here are four ways agencies can reduce exposure after a deal is done.

1) Personal Lines Telematics Moves Beyond Auto—Into Homeowners

By AnneMarie McPherson Spears

Insurers are expanding the use of auto telematics data to inform risk assessment and pricing in other personal lines. Here’s what’s driving the trend and how independent agents can implement it.

Compiled by AnneMarie McPherson Spears, IA news editor.