Specialty

Technological improvements make taking to the water safer. Such modernization brings a variety of boat insurance considerations for agents and clients.

“Seek out an agent that specializes in personal marine insurance and learn the business,” says independent agent Roger Beale. “In a marine policy, one line removed out of the policy can change the coverage.”

From hurricanes to lightning strikes, extreme weather events can lead to significant financial loss if a boater is not adequately prepared or insured.

The insurance industry continues to struggle to keep up with the swift pace of marijuana legalization. Here’s what agents should consider with legalized cannabis and home, life, auto and health insurance.

Become the customized service aficionado that clients in this niche market are looking for.

“Horse insurance is unique in that it involves both a significant financial and emotional investment,” says independent agent Laura Connaway. “The bond our customers have with their horses is very special, so when a horse is ill or injured, it can be a ve

Galloping back from the coronavirus pandemic’s negative impacts, the equine insurance industry has benefited from factors including greater risk awareness and demand for outdoor activities.

The world has changed and the special events industry must change with it. Here are four strategies agents can use to help get their clients back to work while managing risk.

“Things like cyber and law enforcement liability were not major topics of discussion two decades ago,” says independent agent Josh Estelle. “In some ways it is no different than the rest of the world, since all industries face changing exposures.”

Independent agents can play an important role in assisting clients mitigate the increasing costs of insurance for public entities. Here are three ways agents can add value.