Specialty

Insured event triggers include impairment, government recall, malicious product tampering and product extortion.

The first-ever national, legally enforceable drinking water standard for the presence of “forever chemicals” will bring increased environmental liability claims and coverage exclusions to commercial insurance.

Almost every single company creates content for themselves or clients, from ads or written content to podcasts or social media posts.

PFAS can be found in items from firefighting foam to food packaging, which means agents should be taking a hard look at all their commercial insureds for potential PFAS exposure.

For independent agents working within the media liability niche market, the proliferation of generative AI has created a fluid and complex environment.

As the equine industry continues to thrive through increased horse ownership and an expanding equestrian sports market, agents can offer the benefit of their knowledge of equine-related risks.

Understanding the reasons behind the significant growth in the equine industry can present numerous opportunities for agents.

While certain industries, such as health care, manufacturing and chemical industries, have the biggest environmental risk factors, every commercial insured has some form of a pollution exposure.

As natural disasters become more frequent and more costly, insurance carriers are experiencing an increase in the frequency and severity of environmental claims.

For many of the small business owners who have entered the retail cannabis market, ensuring they have the correct type and sufficient levels of insurance coverage may not be top of mind.