Specialty

If an agent wants to put their personal marine book in the windward direction, they need to know their starboard from their port to earn a client’s trust.

Looking toward future personal marine trends, the market “will continue to get harder,” says Patrick Kudlich, independent agent, and it “will only continue to get harder as natural disasters increase in strength and number each year.”

As an emerging business sector with its own unique set of risks and challenges, insuring a cannabis business may not be easy—but is far from impossible.

Pioneer Programs created a comprehensive, risk management approach to active shooters focused on preventing and mitigating such events.

Loosening marijuana regulations are giving seed to immense growth in the cannabis market. But in insurance, the fledgling business is creating a haze of confusion.

Demand for environmental liability insurance is on the rise, but lack of experience poses a challenge in a complex market.

As other markets ebb and flow, environmental liability insurance usually remains unaffected—but new exposures may be starting to bubble up from below the surface.

Changes in the environmental liability market means that “exposures can be found in all types of businesses,” says independent agent Bill Braley. “Coverage for environmental exposures has moved well beyond regulatory compliance and obvious pollution expos

The policy provides coverage for employment practices liability and sexual misconduct and molestation liability for educational institutions in the U.S. that receive federal funding.

Cannabidiol (CBD) sales in the U.S. will surpass $20 billion by 2024. The biggest emerging trend in product liability insurance, the CBD market has unique challenges.