Public Entities

With reduced capacity, increasing rates and the coronavirus pandemic, agents and insureds are facing difficult choices in the public entities market.

Local governments and institutions have been among the most involved with the coronavirus pandemic, adding fuel to the fire in an unsettled market.

Pioneer Programs created a comprehensive, risk management approach to active shooters focused on preventing and mitigating such events.

The policy provides coverage for employment practices liability and sexual misconduct and molestation liability for educational institutions in the U.S. that receive federal funding.

The changes to state statutes represent a significant increase in exposures. The most affected will be schools, churches, foster care facilities, nonprofit organizations and children’s organizations.

With an increasing number of cyber attacks taking their toll on public entities, it’s clear that every city in America is vulnerable and should prepare accordingly. Protect your public entity clients with these mitigation tactics.

An insured owns several baseball fields used for youth games and tournaments. They have issues with vandals damaging the outfield, pitchers’ mounds and bases with their cars. Is there any way to insure the fields?

Rate hikes in commercial auto, law enforcement professional liability and property are contributing to the many challenges in the public entities insurance space. But is joining an interlocal pool the answer to obtaining lower rates?

Unlike a data breach, ransomware is a specific kind of cyberattack in which hackers lock up a victim’s systems so they can’t use or access it, then demand money in return for restoring the systems.

Independent agent Shawn Myers finds that specializing in public entities is a great way to help his community. “There is no better way to serve our community than to help protect the infrastructure that serves us,” he says.