Professional Liability

Berkley Select has added new coverages, more flexible policy forms and expanded capacity.

The product offers sublimit reinstatements, up to $1 million in wage and hour protection and continuity of claims coverage.

Insurers are mandating their clients to disclose any dealings with FTX, and in response, limiting or even denying coverage to companies they deem too risky.

New organizational changes often mean new risks.

Any business where the threat of physical harm could occur on or near the premises has an assault and battery exposure. It is not limited to liquor stores, restaurants and bars.

Coverage highlights include defense beyond the standard limits, automatic inclusion of third parties and full prior acts coverage.

Inadequate limits are an all-too-common claim in independent insurance agency E&O. And with inflation today outstripping even the inflation guards inserted on some policies, these claims are becoming more frequent.

A new workplace comes with new risks—and independent insurance agents should make their clients aware of the employment practices liability exposure.

Mortgage lenders are requiring agents to supply a replacement cost estimate (RCE) for refinance closings. Is this something the agents should be doing?

It’s no surprise that auto policies generated the most errors & omissions claims in 2022, fully rebounding from the 2020 trough caused by a reduction in miles driven and replaced policies.