Wage and hour is now the fastest-growing type of employment practices claim. But with rare exceptions, D&O and EPLI policies do not provide wage and hour coverage—nor do they provide coverage for personal liability arising out of wage and hour.
Employment practices liability insurance is just as important as workers compensation coverage, says independent agent Tim Clarke. But most clients don’t understand how much they need it.
Nonprofits and private companies usually don’t expect to be sued by employees, customers, private shareholders, creditors, regulators or competitors—but they are.
Some architect & engineer risks are pretty straightforward. But how confident are you that all your A&E clients are properly covered? Here are five common causes of coverage gaps to make sure you discuss at your next meeting.
Marijuana, mold, drones—why turn a blind eye to a new risk when it could be so lucrative for your business? Before agreeing to write that policy, make sure you’re not walking straight into an errors & omissions disaster.
As the real estate and construction markets continue to bounce back, A&E business is booming. Want to get a piece of the action? Here’s how to hold on to clients in this highly competitive space.
Like most professional business owners, architects & engineers are great at what they do—”but they know very little about insurance,” says independent agent Jim Roberts, Jr. “They have a lot on their plate and really want someone to wear the risk manageme
You may not even realize it, but your agency’s website could be exposing you to an errors & omissions claim. Keep these two issues in mind to protect your agency.
Does your agency’s website make promises you can’t keep? Even the most innocuous language could morph into an errors & omissions disaster.
Want to avoid getting a letter from your E&O carrier informing you of an uncovered, excess exposure? When selecting E&O coverage limits, ask—and honestly answer—these questions.
