Personal Lines

Driven by younger adventurers and remote work, RV travel is booming, but rising costs and evolving risks are reshaping the market and insurance needs.

The growing popularity of personal mobility devices presents carriers with liability challenges as many models now reach speeds comparable to mopeds.

“The RV insurance market will see more companies offering coverage for a wider variety of products,” says independent agent Heather Gablehouse. “Several personal lines companies we currently represent are already offering to write coverage for at least one type of RV.”

As more consumers purchase RVs for the first time this year and seasoned RV owners use vehicles in new and creative ways, insurance coverage gaps need to be addressed.

Off-roading season is here, so many customers will need off-road vehicle coverage. The problem is they often don’t know they need it. Here’s how to help them understand why they do.

Winter brings off-roading season and an opportunity to position yourself as a trusted advisor. Here are some common mistakes that customers make when insuring their vehicles.

With more than 11.2 million households owning an RV and 2021 RV shipments projected to break records, agents have an opportunity to capture this business.

The surge seen in the RV sector is a trend witnessed across the nation. With rates currently stable, opportunities exist for agents to capture new customers or focus on rounding out books of business.

“We find it to be beneficial to develop relationships with RV dealers, so they can provide our contact information to their clients,” says independent agent, David Keslar. “We know it is important for the dealers to have a trusted partner for insurance se

RVs are an attractive living option to millennials, but the segment has unique insurance risks and needs.