Homeowners

The endorsement provides an added layer of wildfire protection by giving customers access to loss prevention services, such as taping vents, applying fire retardants and setting up sprinklers.

While many InsurTech entrants focus on circumventing agents, Openly focuses on catering to their service needs.

A large tree falls on an insured’s roof due to strong winds. The cost to remove the tree was approximately $4,500, but the insurance carrier is limiting the amount of recovery to $1,000.

The named insured on an HO3 policy dies but has an adult child who had been living with them for over a year. How does the named insured’s passing affect coverage for the resident relative?

The average recovery time for roof repairs after a sever hailstorm is more than five months, which exacerbates the issues hail poses to property owners.

A home inventory is the cornerstone of overall disaster preparedness. Here’s what you can do to make creating one as stress-free and convenient as possible for your homeowners clients.

A majority 82% of homeowners say they would need to make renovations to their home to comfortably age in place. Here are four key areas to focus on.

Adopt these five strategies to help your agency contend with new online tools that give customers easier access to quotes and the ability to comparison shop for themselves.

Undervaluation of homes over an extended period creates problems beyond the one-time claim, especially during catastrophe events when losses quickly exhaust coverage limits.

Independent agent Erin Schaaf writes homeowners insurance in coastal areas. “One of the biggest challenges we face is the introduction of wind/hail, named storm and hurricane deductibles,” she says. “They’re difficult for customers to understand, especial