Homeowners

Is there an exception to the bird damage exclusion if the homeowners tried but were unable to remove the birds because they are a federally protected species?

Is the use of a homeowners policy to provide coverage on single-family home under construction, renovation or reconstruction common? What problems are presented by using homeowners instead of builders risk policies?

Clients have purchased remote-controlled electric golf bag carriers. How would a homeowners policy respond if one of these ran into a person or another vehicle, either on the course or in the parking lot of the clubhouse?

An insured works in a former guesthouse—that has a garage for personal storage—adjacent to their home. Is the structure covered under their homeowners policy? If the agency doesn’t disclose business use, would the carrier potentially decline the claim?

Data shows 35 million U.S. homes are exposed to high natural hazard risk levels, according to CoreLogic’s 2020 Catastrophe Report. And while the report looks at severity and frequency of damage caused by seven natural perils, it points to rising flood wat

Upon moving into their new home, an insured found hidden mold on a wall. Why can’t the insurance company pay for damages and subrogate against the prior homeowner?

Americans live differently now—which means their homeowners insurance coverage must change too.

With the cost of a cyberattack claim averaging around $4,000, it pays for homeowners to be prepared. Independent agents can prescribe the right cyber liability coverage for homeowners who are online more than ever these days.

Agents are in a great position to help foster positive consumer interactions and value-added transactions to the homeowners insurance market. Here are three factors that can help.

With festivities looking much different this year, clients may be hosting outdoor Thanksgiving gatherings. Agents should make sure their clients are aware of important steps to keep the holiday season jolly.