Many Americans believe they are invincible to accidents and illnesses. In fact, 62% of employees think it’s not very or not at all likely they or a family member will be diagnosed with a serious illness like cancer. Yet in reality, statistics show that ma
With so much happening in the long-term care insurance marketplace, it’s tempting for agents to want to give up selling it. But while the market is in disarray, the need for the product is clear.
In recent health insurance renewal cycles, agents have had a full plate of challenges. Independent insurance agents may have felt like they are battling Goliath during the past two renewals, between reduced commissions and lower revenues.
If you ask most people heading out the door if they would grab an umbrella with a 40% chance of rain, the answer would probably be yes. So when it comes to Long-Term Care insurance (LTCi), why might many independent insurance agents tell you that getting