Employee Benefits

Agency Profile: Where Patient Protection Begins

To satisfy life and health needs for clients of this heavily personal- and commercial-lines agency, the V.W. Brown team focuses on providing the information clients need to make the right choices.

Agency Profile: New Lease on Life

As a p-c agency with about 74% of its book in personal lines, Most Insurance has re-energized consumer education on overall risk management, beginning with life insurance.

Fountain of Youth

Times have changed—and the lifestyles of young, working Americans have changed with them—making young adults an untapped market for life insurance sales. Here’s why.

ACA Checkup

After taking the pulse of the post-ACA market, three trends emerge. Here’s how to leverage them.

Fair Share?

Under the ACA, increased cost-shifting could have significant and long-lasting consequences for p-c insurance.

Long-Term Challenge

Long-term care insurance is an intuitive product for clients who want to protect assets and control their care in retirement. But independent agents often find that LTCi proves a very challenging sale.

Beyond the Bottom Line

After surveying more than 1,000 respondents who either personally receive long-term care or provide it to a loved one, a recent study reports that the consequences of long-term care extend far beyond the care recipient’s wallet.

Standards Fare

The idea of expanding the fiduciary standard is gaining momentum. A draft proposal being considered by a Securities and Exchange Commission (SEC) advisory group calls for the agency to raise investment advice standards for brokers, based on the law that c