More than 43 million Americans have student loan debt. For those who borrowed from private lenders, untimely death could mean serious trouble for co-signers and spouses—unless they have life insurance.
In addition to a death benefit, PHL Variable Insurance Company has built living benefits with critical, chronic and terminal illness accelerated riders into the Safe Harbor Term Life product for no additional premium.
Starting with the words “Affordable Care Act,” the life-health insurance marketplace has never been the same. Make sure your agency positions itself to take advantage of three trends shaping the market.
Six leading long-term care insurance companies recorded an increase in policy sales in 2015 compared to the previous year. But overall sales declined, and have for the past few years.
Public panic can put a hospital’s balance sheet on the critical list when patients stop coming. In response, AXIS Healthcare now offers what it calls the industry’s first business interruption and extra expense coverage for the risk of financial loss to a
As people enter different stages of their lives, independent agents should be poised to highlight how life insurance should play a role. Keep these various life events in mind when selling supplemental life insurance policies to your clients.
Recent reports indicate that expenses are increasing for young people. Independent insurance agents can be the objective third party that explains the ways of the world both in person and on their websites.
Various kinds of taxes affect small businesses. When a business can use the tax code in its favor to lower its taxes and accomplish an important objective, it’s an opportunity it shouldn’t pass up.
Electronics have their hooks in us, even when it comes to worksite benefits: Not a day goes by without the launch of a new platform, smart app or widget to make enrollment faster. But employees still want support from a real person when choosing their ben
This year, more than 110,000 California Public Employees’ Retirement System long-term care insurance policyholders will endure 85% premium increases. And virtually all major LTCi carriers have sought similar significant rate increases.