Employee Benefits

Why Millennials Need Your Financial Advice

Recent reports indicate that expenses are increasing for young people. Independent insurance agents can be the objective third party that explains the ways of the world both in person and on their websites.

Can Your Clients Deduct LTCi Premiums This Year?

Various kinds of taxes affect small businesses. When a business can use the tax code in its favor to lower its taxes and accomplish an important objective, it’s an opportunity it shouldn’t pass up.

Electronic Benefits Enrollment Shouldn’t Eliminate Face Time

Electronics have their hooks in us, even when it comes to worksite benefits: Not a day goes by without the launch of a new platform, smart app or widget to make enrollment faster. But employees still want support from a real person when choosing their ben

Rate Increases Continue in Challenging LTCi Market

This year, more than 110,000 California Public Employees’ Retirement System long-term care insurance policyholders will endure 85% premium increases. And virtually all major LTCi carriers have sought similar significant rate increases.

Use Underinsured Millennials for Opportunity

The youngest generation of American workers is more dependent on mom and dad than any previous group of young adults—a gap that presents an opportunity for voluntary insurers and agents selling related products.

Is Your Agency Ready for a HIPAA Audit?

Insurance agents and agencies that write group health insurance policies are business associates and must comply with HIPAA and HITECH rules and regulations.

The New L-H Landscape: Where Do You Fit?

Whether or not your agency is involved in the “health” side of life-health, understand these market trends to best position your agency for the l-h cross-sell.

Agency Profile: Where Patient Protection Begins

To satisfy life and health needs for clients of this heavily personal- and commercial-lines agency, the V.W. Brown team focuses on providing the information clients need to make the right choices.

Agency Profile: New Lease on Life

As a p-c agency with about 74% of its book in personal lines, Most Insurance has re-energized consumer education on overall risk management, beginning with life insurance.