Viewpoints

Recent reports indicate that expenses are increasing for young people. Independent insurance agents can be the objective third party that explains the ways of the world both in person and on their websites.

The infamous McKinsey Report in summer 2013 was perhaps the first to question whether auto insurance agents will become obsolete in the coming decades. But now, tech has added new wrinkles to the debate.

Last week, after years of proposed regulations and revisions, the Department of Labor sent the final version of the proposed fiduciary rule to the Office of Management and Budget for review and provided a formal notice of submission.

In order to succeed in the years ahead, insurance agents and carriers must develop a better understanding of data recovery—and the myths that surround it.

We live in an age where data—metrics, statistics, etc.—dictate our decisions in both personal and commercial sectors, including those involving insurance.

Current market conditions suggest this year will be shaped largely by the ongoing importance of cybersecurity, the aftershocks of major merger & acquisition deals in 2015, the emergence of new global competitors and modernization of the industry.

Instead of flying cars like George Jetson, 2016 has brought drones and a fair amount of global anxiety. What should independent agents ponder as we kick off the New Year?

With fall semesters in full swing this month, agents should remember to guide parent clients on the most important factor of all: the safety of their child.

A carrier always has valid reasons for denying insurance. But the scenarios for homeowners can be as diverse as the homes and properties they own.

Does your agency still approach clients like the hotel clerk that provides guests with a metal key when they check in?