An insured health care organization with directors & officers and employment practices liability insurance policies asked its agent if sexual harassment was covered on its D&O policy.
A carrier denied a client’s property damage claim because the water was “surface water.” The property had the standard ISO special perils form, as well as coverage on a sublimit for sewer and drain backup.
A client suffered a business income loss due to loss of internet and phone services. The service provider didn’t respond to inquiries for the reason of the loss of services, so the carrier denied the claim because it was unable to confirm the cause of los
The agency sent the return premium check to the first named insured but was informed the entity has dissolved and was requested to send the check to an individual.
A commercial insured that rents a building has a sales installment to buy the building from the landlord. The landlord maintains the title of the building and carries building insurance, with no coverage for the tenant.
Two experts discuss the multifamily housing market and the impact of the hard market on property & casualty insurance.
An insured owns a vehicle that is registered in Florida but permanently garaged at his second home in Wisconsin.
An insured rents a commercial building with a contract that requires the building owner be listed as the loss payee on the loss of rents provision. What form would cover this?
A skunk entered the basement of a house through a cat door and sprayed the area. Is animal spray excluded from homeowners coverage under the pollution exclusion?
An insured is separated from her husband and wants to stop paying the premium for the vehicle he drives. If an accident were to occur, would she be liable for anything pertaining to the policy or accident?
