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While artificial intelligence (AI) enhances operational efficiency and security, it also widens the cyberattack surface, leading to complex challenges for organizations.

Demand for surety bonds remains strong thanks to federal government legislation funding construction and other growth areas such as fraud mitigation.

“Small businesses are as vulnerable, or more so, than enterprise organizations,” says independent agent Robert Sargent. “However, many small businesses do not acknowledge their vulnerability.”

As the restaurant market evolves, restaurant owners need clarity on what coverage they have and where they could be vulnerable.

The soft market for bonds has been underpinned by sufficient reinsurer capacity and new surety company entrants into the market. However, there are some indications that the market is hardening.

September is Life Insurance Awareness Month and provides an opportunity to dispel misconceptions and educate the many Americans who live with a life insurance coverage gap.

Restaurateurs face difficulties hiring and retaining staff, an ever-evolving landscape of changing technologies, economic and social inflation, and the recent Department of Labor (DOL) overtime rules changes.

The sandwich generation face the pressure of balancing care for aging parents and kids while grappling with the complexities of life insurance and long-term care.

“More education is needed to get younger people to incorporate life insurance into their retirement planning and overall investment strategy,” says independent agent Colleen Corrigan. “If they purchase life insurance under the age of 40, it’s fairly inexp