williamjones

Mortgage lenders are requiring agents to supply a replacement cost estimate (RCE) for refinance closings. Is this something the agents should be doing?

Can a general contractor with hired auto coverage hire a dump truck company and be protected in the event that the trucking company’s insurance was invalid or denied coverage?

At one agency, personal lines agents are putting liability coverage on an ACORD 27 – Evidence of Property Insurance form and the account managers are adding it as a coverage.

An insured is a commercial campground with a commercial general liability policy, under the class code “Campgrounds – Code 10331.” If someone gets burned by one of the campfires, is that covered?

An insured vehicle is pulling an owned, non-insured trailer. An uninsured motorist ran a stop sign and broadsided the trailer pulled by the insured vehicle.

Here’s how to explain to a client when a fellow employee endorsement would be triggered.

After a break-in at their office, a client realized about $50,000 of extra fuel was purchased on a credit card that was stolen. What coverage is there for unauthorized use of the card?

The agent listed one part of the insured’s name as “doing business as” (DBA) because it is not a legal entity, but the insured says its a division of the primary named insured corporation.

A nonprofit organization used a copyrighted picture without permission, and the owner demands payment. The carrier says the use doesn’t fall under advertising because the nonprofit isn’t selling anything.

An insured is responsible for insuring a building under the terms of their triple net lease with the building owner. What is the best way to structure the building owner’s interest on our insured’s policy?