3 Takeaways From the Ransomware Attack on Change Healthcare
The attack on Change Healthcare underscores key considerations for independent agents when discussing cyber risks with clients.

The attack on Change Healthcare underscores key considerations for independent agents when discussing cyber risks with clients.
“In the past, E&O coverage for seed dealers has been very cost-prohibitive,” says independent agent Shelly Turner. “Educating both clients and other agents on the availability of a lower cost, higher coverage option is a big focus.”
As states expand legalization, the demand for cannabis is growing, creating both opportunities and challenges for independent agents to enter the market.
A client is purchasing half of a duplex to rent on a long-term lease. The underwriter says that coverage should be written on an HO3 policy with an endorsement providing coverage for rental to others.
Kevin Ownby, owner of Ownby Insurance Services Inc. in Sevierville, Tennessee, shares his journey into advocacy. This episode is sponsored by the Insurance Marketing and Communications Association (IMCA).
As your company grows, it’s important to understand that as you add employees, the employment regulations your company falls under change as well.
As the climate changes, independent agents play a major role in educating their clients on the need to purchase flood insurance, as well as providing advice to them on the steps to take to protect their property.
The new program helps high net-worth homeowners secure adequate levels of coverage in areas where wildfires have increased in frequency and severity.
Agents must be willing to put in the work to overcome a maze of U.S. and foreign regulations, as well as logistical hurdles, to get foreign national clients’ policies funded.
The impact of recent disasters on consumers’ flood risk awareness is propelling growth in the private flood insurance market.