Technical Knowledge

Here are some of the top ways the insurance industry uses technology to fight fraud costing businesses and consumers $308.6 billion a year.

What is the proper wording to reflect additional insureds on certificates of insurance (COIs)?

Contractor B paid a fraudulent invoice for $26,000 to a hacker claiming to be Contractor A, and now doesn’t want to pay the legitimate bill.

An insured allows his employees to drive two of his personal vehicles for activities related to his auto repair buiness. Does PAP liability extend to the employees?

A carrier is adding the 1998 version of the ISO form CG 21 44 Limitation to Designated Premises endorsement to all policies on habitational or rental properties with more than one location.

​One of the largest errors & omissions exposures for insurance agents and agencies occurs during the placement of personal or commercial auto policies.

A mound system drain field failed, but the carrier denied the claim because piping wasn’t damaged.

After a fatal accident in which the victim was hit by an underinsured driver while driving an unlisted tractor, the carrier says uninsured/underinsured motorist coverage does not apply.

Inadequate limits are an all-too-common claim in independent insurance agency E&O. And with inflation today outstripping even the inflation guards inserted on some policies, these claims are becoming more frequent.

To grant a permit for a driveway, the county is requiring the property owners to add the county as an additional insured, which the carrier won’t do.