Technical Knowledge

Contractual Liability vs. Additional Insured Status

The Virtual University “Ask an Expert” service recently fielded the following inquiry: “My question has to do with additional insureds. I have had discussions with agents who believe that the wording in the ISO CGL policy pertaining to an ‘insured contrac

Business Income Basics: Coinsurance Alternatives

Underinsuring business income is troublesome given that coinsurance penalties can be catastrophic. This is particularly true when a business experiences sales and profits far beyond those anticipated or if the business is new and really doesn’t know how i

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