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What you should know before you apply for a loan.

Is there an exception to the bird damage exclusion if the homeowners tried but were unable to remove the birds because they are a federally protected species?

An increase in distracted driving during the coronavirus pandemic may have contributed to more hazardous roads, according to the 2021 Travelers Risk Index on distracted driving.

The most profitable line of property-casualty insurance over the past five years was mortgage guaranty insurance, according to a study by AdvisorSmith. Commercial auto liability was the least profitable.

With the cannabis insurance industry blazing ahead, learn how to study the smoke signals to determine if and when your agency should pursue this budding line.

Ransomware attacks’ quickly evolving nature and widespread impact have led to a hardening cyber insurance market, narrowing coverage and more.

“Back in the ’90s when employment practices liability insurance coverage exploded I knew cyber coverage was going to do the same, but in a more powerful way,” says independent agent Sue Miller. “I knew I had to be in front of the market for the benefit of

Coverage includes no waiting periods with the exception of orthodontic services, no copays for most preventative procedures and a new benefit covering two additional cleanings per year when medically recommended.

Changes are taking place in the flood insurance market and agents have an enormous opportunity to help their clients understand why they need coverage.

“Flood insurance is very important for overall risk management,” says independent agent Ryan Andrew. “My agency works to educate clients on the importance of flood insurance even if they don’t live on the coast or near a large body of water.”