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The pandemic has reinforced the importance of workplace safety and the flexibility required of employers and employees.

“Recently, the market has been constricting—both in appetite and limits available, and mostly in the excess and umbrella lines,” says independent agent Tony Arneson. “The number of lawsuits and the size of jury awards are rapidly trending higher.”

An underwriter says that tax stamps that are affixed to tobacco packages are money and securities, even though they were previously insured as valuable papers.

For seniors with changing financial needs, a life settlement is often less intrusive than selling a home or taking a large draw from a retirement account.

So much to do, so much impact to make—where do you start? These three questions will help you define and build inclusion.

While pandemic-related claims and losses were reported, the overall financial impact of the pandemic has been manageable for the workers comp market. But a number of trends continue to evolve and uncertainty remains.

The products offer the clear wording and transparency needed for the unique characteristics of special purpose acquisition companies (SPACs).

Overexertion alone costs businesses $13.30 billion, according to the Liberty Mutual Workplace Safety Index.

“As a country, we’re shifting toward buying products online,” says independent agent Lou Martinez. “You don’t see people go into locations anymore, like how my parents still go through their insurance process.”

An insured backed his company’s auto into his parents’ personal trailer. Because his parents are also company members, the carrier is denying coverage based on the care, custody or control exclusion.