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Munich Re Specialty Insurance’s Senior Living Facility product includes shared and per location professional and general liability limits, employee benefits liability and employers liability.

November is National Caregivers Month, and while more than 70% of employees report having some sort of caregiving responsibility, nearly half are concerned about their ability to provide care to a loved one.

A mobile home park in Oregon burned in a wildfire and the owners have walked away from their burnt mobile homes. The cost to remove the burnt mobiles from the insured’s property is $3,000 each.

By leveraging resources to ensure their agencies continue to thrive, agents can spend more time doing what matters most: advising their clients and training the next generation.

As agencies seek to create a competitive, sustainable advantage, more focus will be placed on a scalable and repeatable training environment.

COVID-19 has forced many businesses to operate remotely, creating additional cyber risks for companies. Agents are in a great position to help ensure clients have appropriate coverage in place during renewal.

“Right now, the big challenge is placing difficult and high-value risks,” says independent agent Robert Lamb. “We do a lot of oil and gas equipment and those numbers can get fairly high.”

Knowing your clientele will ensure you better understand their goals and needs and can market accordingly. Here are three ways to improve your marketing strategy.

An insured’s 2018 Mercedes windshield needed to be replaced. The insured has comprehensive coverage with a $250 deductible, but the carrier denied original equipment manufacturer coverage for the windshield.

During the coronavirus pandemic, it is imperative that independent agents stay engaged with their clients and provide guidance on changes and developments in the professional liability market. COVID-19 sprung many changes on businesses, some good, some bad—but either way, keeping clients up to date on market conditions, risk trends and risk management options is more…