Ask an Expert

Should the uninsured motorist/underinsured motorist limits match those on the bodily injury and property damage liability coverage?

If a contractor receives payment before delivering the materials to the final installation point, are the materials still business personal property or have they become the personal property of others?

If a client’s policy is canceled for nonpayment—whether intentional or not—would it impact that client’s ability to get another policy?

The agency sent the return premium check to the first named insured but was informed the entity has dissolved and was requested to send the check to an individual.

The carrier cancelled coverage based on inspection results from a third-party inspector, but claims the inspection is the inspector’s intellectual property and won’t release a copy.

Should agents let the insured know and track down the premium past due or just let the policy lapse?

What’s the best way to let certificate of insurance holders know that a commercial liability policy has been cancelled?

An agent’s insured is selling her home. She received a contract for closing in 45 days and wants her agent to cancel the policy back to the date of the contract. Is the agent obligated to do so?