Top 5 Most-Read Articles in Independent Agent in September

In September, Independent Agent magazine unpacked the impact of nuclear and thermonuclear verdicts on the commercial auto market. Meanwhile, data from the first half of the year shows the U.S. property & casualty insurance industry continues to show signs of improvement, but ongoing challenges—including catastrophes—continue to burden specific markets. Also, the Big “I” welcomed Angela Ripley as its new chair at the Big “I” Fall Leadership Conference.

Independent Agent magazine is the authoritative source of information for professionals who sell insurance for independent agencies. Whether it’s a seasoned agency principal, producer, or account representative, Independent Agent helps agency employees increase sales and deliver an industry-leading customer experience. 

In addition to thought-leading analysis of industry trends and market conditions, Independent Agent covers p&c coverage changes and new products, interprets legislative issues, and delivers the strategies managers need to grow their agencies.

Here are the five most-read articles on iamagazine.com in September:

5) AI Tools Every Independent Agent Should Know About

By Brenna Johnson

The right artificial intelligence (AI) solutions can streamline day-to-day tasks, save time and help you stay laser-focused on your clients.

4) Her Story: Meet the New Big ‘I’ Chair

By Will Jones

Angela Ripley, president of VW Brown Insurance in Columbia, Maryland, brings two decades of agency leadership, eight acquisitions and a passion for mentorship and inclusion to the role of Big “I” chair.

3) High-Value Customer Loyalty Most at Risk as Homeowners Rates Climb

By Will Jones

Nearly half of U.S. homeowners have seen their insurance premiums increase over the past year, signaling growing concerns over insurer loyalty and long-term profitability, according to J.D. Power.

2) P&C Industry ‘Continues to Walk a Fine Line’ After Posting $11.5 Billion Underwriting Profit

By AnneMarie McPherson Spears

The U.S. property & casualty insurance industry almost tripled underwriting profitability in the first half of 2025 compared to the same period in 2024, but catastrophes continue to drive up homeowners premiums.

Trucks

1) Commercial Auto: How Nuclear and Thermonuclear Verdicts Are Adversely Impacting the Market

By Olivia Overman

Trucking companies faced $165 million in nuclear verdicts in 2023, with an increasing trend of thermonuclear verdicts. Mounting costs from these large verdicts present significant challenges for the commercial auto insurance market.

Compiled by AnneMarie McPherson Spears, IA news editor.