Top 10 Most-Read Articles on Independent Agent in 2022

By: AnneMarie McPherson Spears
Inflation, the Great Resignation, a hard market and more. Throughout 2022, the Big “I” and Independent Agent magazine have been hard at work as an uncertain economy shapes the insurance industry, examining emerging market trends and helping you be there for your clients with the latest insights and analysis.
Here’s a look at the 10 most-read articles on iamagazine.com in 2022:
10) Auto Insurance Studies Everyone at Your Agency Needs to Read
By Ainsley Lawrence
These studies can help agents better understand the public perception of auto insurance and what drivers want.
9) Why Is the Personal Auto Market Deteriorating?
By Olivia Overman
Inflation is driving up loss costs, carriers are increasing rates and underwriting guidelines are being tightened—all leading to a deteriorating auto insurance market.
8) Builders Risk vs. Homeowners Endorsements for Luxury Home Renovation
By Big “I” Virtual University Faculty
A client is planning a $400,000 house renovation. Would a builders risk policy be the best option to cover the renovation, or are there specific ISO homeowners endorsements that can be added?
7) Kids Are Expensive: 5 Ways to Save Customers’ Money When Insuring Teen Drivers
By Will Jones
Independent agents are key to helping clients save money when adding a teen driver to the family auto policy.
6) Largest Ever Medicare Part B Premium Increase for 2022
By Olivia Overman
The historically large increase is primarily due to the new Alzheimer’s drug, Aduhelm, which is administered in an outpatient office and paid for under Part B.
5) Dog-Related Claims Cost $881 Million in 2021
By AnneMarie McPherson Spears
The number of dog bite claims across the country increased 2.2% from 2020, according to a study released in April.
4) Understanding Dog Bite Liability and Coverage Issues
By Nancy Germond
While many dog bites do not injure or the wounds are minor, some dogs, such as mastiff derivatives, pit bulls, rottweilers and shepherd breeds, are viewed as problematic by underwriters.
3) Certificates of Insurance: FAQs and Answers
By Chris Boggs
Certificates of insurance (COIs) account for plenty of headaches. Here are answers to some common questions asked during Big “I” Virtual University webinars.
2) 5 Questions to Ask Every Personal Lines Customer This Year
By Paul James
An annual needs assessment is a great opportunity to showcase the experience and value your agency brings to your customers.
1) ISO Updates Homeowners Policy Form: What’s New in 2022?
By Chris Boggs
This is the first major revision of the homeowners form in over 11 years and went into effect in March 2022.
Compiled by AnneMarie McPherson Spears, IA news editor.