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ISC and Markel Launch General Liability Program for Gig Economy Contractors

The program provides contractors “by the job" flexibility, allowing them to purchase project-specific coverage. 
Sponsored by

PRODUCT: GaslampGo

COMPANIES: Integrated Specialty Coverages and Markel Specialty, a division of Markel Corporation


AVAILABILITY: Available to broker partners via appointment at

FOCUS: Integrated Specialty Coverages (ISC) is a leading, multi-line program administrator that builds end-to-end insurance products utilizing artificial intelligence (AI) technology and analytics to provide a faster, more efficient experience for brokers and their customers. Recently, ISC has launched a unique new general liability policy program geared toward gig economy contractors. 

The program provides contractors “by the job" flexibility, allowing them to purchase project-specific coverage. In addition, the program offers a variety of customizable options while delivering competitive rates. The program is made available through ISC's AI-enabled platform and underwritten by Markel Specialty, a division of Markel Corporation.

“We are thrilled to partner with Markel and leverage our AI technology and data capabilities to expand ISC's platform for this growing segment of contractors and provide them with more flexibility and options on shorter-term projects," says Matthew Grossberg, CEO of ISC. “Markel has an excellent reputation, and we look forward to their support in delivering this product through our robust platform."

“ISC brings a unique relationship to our team. While many of our partners are InsurTech start-ups, ISC is a well-established program administrator with an existing distribution network," says Scott Whitehead, managing director of Markel Insurtech Underwriters. “Combining first-hand industry expertise with technology and analytics, ISC has identified an opportunity to create and distribute new and innovative products that more closely align with the needs of their clients while also attracting new ones."

COVERAGE DETAILS: The program is compatible with 30 different construction trades for a variety of classes beyond the typical handyman job, including but not limited to carpentry, electrical, painting, concrete and janitorial work.

Options include liability limits up to $1 million for 1-120 days geared specifically to the “gig economy" worker or the “weekend warrior," with on-demand policy delivery and certification. With automated workflow, these policies can be bound in minutes using ISC's advanced proprietary online platform.

UNDERWRITING: Rating is based on class code and length of policy measured in days. Contractor must have an active contractor license by the respective state contractors licensing board (if required for the trade performed) and must have a minimum of one year of experience in the construction trade that is prominent on the policy. The company must have no single loss greater than $10,000 and the maximum project size cannot exceed $250,000.

MINIMUM PREMIUM: Minimum out-the-door cost of $75 for low risk, $85 for medium risk and $105 for high risk.

TARGET: Gig economy contractors.

COVERAGE AVAILABILITY: All U.S. states except KY, IL, ND, NJ and NY.

CONTACT: Hadar Raz, CMO, Integrated Specialty Coverage, 914-708-8857.

Will Jones is IA editor-in-chief.

Monday, October 25, 2021
General Liability