Top 5 Most-Read Articles in Independent Agent in August
Agents wanted to know how to handle a demand to add language to a certificate of insurance (COI), as well as the top five workers compensation codes that agents get wrong.

Agents wanted to know how to handle a demand to add language to a certificate of insurance (COI), as well as the top five workers compensation codes that agents get wrong.
Inaccurate coding can be a costly mistake. Here are the workers comp class codes that are most frequently reclassified by The National Council on Compensation Insurance (NCCI) and what to use instead.
As the soft workers comp market continues, here are three risk management tips agents can provide to their clients to get the most out of their coverage.
There is a growing recognition of the importance of mental health in the workplace, with many states enacting laws to include post-traumatic stress disorder and other mental health conditions under workers comp benefits.
A pallet manufacturing company has a business auto policy that renews in November and a commercial umbrella policy that renews in April.
“Spanish is my first language,” says young agent Deuel Romero. “I got into the industry when I saw a huge opportunity with the underserved demographic of the Hispanic business owner community.”
If an employee drives a regularly furnished company car and the employee and family members are injured in an accident while using that car, how is that claim covered?
The coverage allows small business owners with multiple locations to easily secure coverage through a single policy.
Construction is the largest sector in workers compensation by premium and any changes to claims frequency will impact the entire workers comp market.
While injury-related expenses cost small businesses more than $20,000 in 2024, half of these injuries were reported as being preventable, according to Pie Insurance.