Independent agent Laurie Noel always offers personal umbrella coverage because “underlying policy limits are not always enough,” she says. “With the increasingly litigious society we’re all living in, personal umbrella has become more important than ever
With its new and improved commercial umbrella form, Liberty Mutual offers clarity to the complex world of umbrella and excess insurance.
After a cat-heavy year, many commercial lines are gearing up for significant rate increases. But commercial excess isn’t necessarily one of them—which makes it a good time to have a conversation about changes in these insureds’ operations.
Before moving into insurance, Jeffrey W. Howard was an accountant. “In the public accounting world, you find a lot of issues with a company, but because of your required independence, you’re not allowed to consult and help fix that. That really irked me,
It may not be the easiest insurance product to convince someone to purchase, but a personal umbrella can bridge a lot of gaps in the average client’s insurance plan. Here are three signs your client may need a personal umbrella—and how to make the case.
How can you help your clients understand why purchasing a personal umbrella is worth it? Independent agent Kathy Justice starts by asking questions.
Most business owners know enough to request a business owners policy, which covers property and general liability. But commercial umbrella coverage provides more comprehensive protection against unexpected events that may cause financial ruin.
New Empire Group’s new PRIME Umbrella program—designed for exposures in the apartment, community association and commercial real estate sectors—provides high commercial umbrella limits at an affordable price.
Safeco Insurance beats the competition where it matters. Here are seven reasons why.
With New Empire Group as its MGA partner, Crum & Forster now writes a national real estate excess liability program offering high limits at significantly lower premiums than standalone umbrellas.