Is Skunk Spray Damage Covered Under a Homeowners Policy?
A skunk entered the basement of a house through a cat door and sprayed the area. Is animal spray excluded from homeowners coverage under the pollution exclusion?
Homeowners
Farmers Florida Exit to Affect 100,000 Policyholders
This week, Farmers Insurance said it will stop offering home, auto and umbrella policies in Florida.
Aligning Expectation and Replacement Cost in an Inflationary Environment
Homeowners rely on replacement cost endorsements to cover the full value of household items and home features. However, frequently and ever increasingly, they find that their coverage is not adequate.
Companies Pull Back from Property and Auto Insurance Markets
This week, Nationwide announced it is pausing writing business in certain lines of insurance, joining the list of insurers who have withdrawn from markets.
3 Ways a Personal Articles Floater Can Protect Your Homeowners Clients
Supplementing a standard homeowners policy with a personal article floater or endorsement policy can provide essential coverage for clients.
From the Front Lines: Condominiums
“In the past few years, there have been a number of new high-rise condos that have been completed and more are on the way,” says independent agent Sharilyn Tanaka. “Ensuring that each unit owner has the appropriate insurance is our mission.”
Is an Electric Surfboard a ‘Hovercraft’ and Excluded from a Homeowners Policy?
A carrier is saying an electric surfboard is a hovercraft, but the the agent argues that an electric surfboard would be a watercraft, less than 50 horsepower, and therefore would be covered under the homeowners liability.
Can Agents Help Homeowners Manage Increasing Rates?
Filing a claim against a homeowners policy can be both a complicated and costly matter, but can be made significantly less costly when agents provide advice on how to avoid the worst claim mistakes.
2023 Hurricane Risk Report: 33 Million Homes Under Threat
CoreLogic’s “2023 Hurricane Risk Report” provides a detailed look at what’s at stake for the U.S. as hurricane season commences.
State Farm Withdraws From California Homeowners, Commercial Property Market
State Farm cited the hard market and protecting the company’s bottom line as the reason for the withdrawal.
