Homeowners

Would an e-bike, which is propelled by the user and the rider’s power is “amplified” by the electric motor, find some coverage under the ISO HO-3 policy?

Silverfish ate holes in my client’s Oriental floor rugs. Will their named peril homeowners policy cover the damage?

As new collector enthusiasts from Generation X and the millennial generation enter the market, agents have a great opportunity to work with an emerging segment.

“Selling classic car insurance is definitely a leg up,” says independent agent Kelly Haynes, “because clients call us for their regular auto or homeowners, and they don’t realize their local agent can offer classic car insurance too.”

As close to 76 million baby boomers reach retirement age, the classic car enthusiasts among them are looking to cash in on the hobby they hold so near and dear to their hearts.

As people continue to stay home, agents should advise homeowners to have an umbrella insurance policy that protects both the property and the people on it.

Owners love their cars, showering them with tender loving care. They want coverage that will take care of them, too. Classic car insurance is the best way to keep your client’s classic or antique car safe and sound.

What exclusions apply? What options are available for pet insurance for a client?

With limited schooling options due to the coronavirus pandemic, a client is considering hiring a teacher and hosting a home school with neighbors.

When it comes to homeowners insurance changes, “you will see coverage being reduced and added back in for a price,” says independent agent Brian Stauffenberg. “Premiums are increasing hand-in-hand with wind and hail claims.”