Homeowners

Buying homeowners insurance can be seen as just one more transaction to be completed before closing on a home. Agents can set themselves apart by educating clients on what they’re buying.

Significant increases in the cost of construction materials could affect a large property loss by exhausting the amounts of coverage. Here’s what agents can do about it.

Annie Hanna Engel. president and chief operating officer of Howard Hanna Insurance Services Inc.—the largest real estate company-owned insurance provider in the country—is pairing an independent agent with every real estate transaction.

If e-bikes are considered vehicles, and liability is excluded from homeowners policies, is there an ISO homeowners endorsement that provides both liability and physical damage coverage?

An insured’s son was mowing her lawn when the lawnmower threw a rock into the neighbor’s truck window. The son doesn’t want to file under his homeowners and feels that his mother’s HO3 should pay the claim.

Natural catastrophe events are becoming more frequent and severe. Here’s what agents should take into account to help homeowners.

Is there an exception to the bird damage exclusion if the homeowners tried but were unable to remove the birds because they are a federally protected species?

Is the use of a homeowners policy to provide coverage on single-family home under construction, renovation or reconstruction common? What problems are presented by using homeowners instead of builders risk policies?