General Liability

Here’s how to explain to a client when a fellow employee endorsement would be triggered.

A nonprofit organization used a copyrighted picture without permission, and the owner demands payment. The carrier says the use doesn’t fall under advertising because the nonprofit isn’t selling anything.

If an insured has a fire within a rented space that consumes it and moves outward into the neighboring retail space, what limits would respond?

A contractor caused a slow leak while remodeling a bathroom and had to remove a large part of their work. What parts of the repair are excluded under the Damage to Your Work exclusion?

The program provides contractors “by the job” flexibility, allowing them to purchase project-specific coverage.

In 2020, the number of entrepreneurs that started a small business hit a record high. As the small business market changes, general liability insurance will follow suit.

Protect small businesses by ensuring general liability protection covers these emerging risks.

“Recently, the market has been constricting—both in appetite and limits available, and mostly in the excess and umbrella lines,” says independent agent Tony Arneson. “The number of lawsuits and the size of jury awards are rapidly trending higher.”

Would commercial general liability or liquor liability respond to a claim where bodily injury is the result of a gas station selling fuel to an already intoxicated person?

A roofing company’s employee damaged customers’ roofs intentionally. The company’s carrier denied coverage because the occurence wasn’t an accident.