Employee Benefits

In recent years, a low interest rate and higher capital requirements have presented interesting challenges for creating low-priced, high-quality life insurance products.

Although the property-casualty and health insurance sectors have rushed to embrace the benefits of big data and predictive modeling, life insurers are lagging far behind.

Scot Solberg, who will take the reins of his family agency this summer, credits strong community relationships for the opportunity to leverage the aftermath of the Affordable Care Act.

Aflac’s new group whole life product includes greater plan maximums and gives customers the opportunity to build cash value and accumulate savings. The group term life product offers a combination of employer-paid, supplemental buy-up and voluntary covera

Three-quarters of Americans don’t currently have long-term care insurance. As an agent, how do you make a coverage seem relevant to a client when the need doesn’t exist yet?

Flatlands Insurance Group’s foundation for incredible growth in crop insurance and the property-casualty market came from an unlikely place: the Affordable Care Act.

States are increasingly recognizing the need for effective insurance coverage to aid emergency responders. Volunteer Firemen’s Insurance Service Inc. now offers a customized insurance program for career and volunteer firefighters.

Health savings accounts enable employers to provide a high-deductible health care plan with an account employees can fund on a pre-tax basis.

Compared to other Americans, firefighters are more likely to suffer a heart attack or stroke, or be diagnosed with cancer. In response, Glatfelter Insurance Group now offers critical illness coverage for volunteer and career firefighters.

The future of health care is uncertain. With the Affordable Care Act still in place, agents need to reassess their strategy for advising clients on health coverage options.