Employee Benefits

Three-quarters of Americans don’t currently have long-term care insurance. As an agent, how do you make a coverage seem relevant to a client when the need doesn’t exist yet?

Flatlands Insurance Group’s foundation for incredible growth in crop insurance and the property-casualty market came from an unlikely place: the Affordable Care Act.

States are increasingly recognizing the need for effective insurance coverage to aid emergency responders. Volunteer Firemen’s Insurance Service Inc. now offers a customized insurance program for career and volunteer firefighters.

Health savings accounts enable employers to provide a high-deductible health care plan with an account employees can fund on a pre-tax basis.

Compared to other Americans, firefighters are more likely to suffer a heart attack or stroke, or be diagnosed with cancer. In response, Glatfelter Insurance Group now offers critical illness coverage for volunteer and career firefighters.

The future of health care is uncertain. With the Affordable Care Act still in place, agents need to reassess their strategy for advising clients on health coverage options.

To support parents and grandparents who want to plan ahead and get a head start on lifelong protection for their children and grandchildren, Colonial Life now offers a standalone juvenile life insurance plan.

In the first stage of a multiphase approach to expanding its life insurance portfolio, Aflac recently added a universal life plan with long-term care benefits and more.

Many retirees are unaware of the market value of an asset they already own: their life insurance policy.

Despite the constant push for people to develop a reasonable plan for a comfortable retirement, procrastination seems to get in the way.