Employee Benefits

New York Life Launches Simplified LTCi Policy

Traditionally, standalone long-term care insurance has targeted the affluent. But New York Life saw a need to provide this valuable coverage to middle-market consumers at a price point that suits more peoples’ budgets.

Why Do So Many Universal Life Insurance Policies Fail?

Non-guaranteed universal life insurance, also known as current assumption universal life, has been subjected to rather brutal criticism over the last few years. But how much of this condemnation is truly warranted?

New Claims Data Helps Bust Myths About LTCi

More than half of long-term care insurance claims begin in the home, compared to only 28.2% that commence in a nursing home, according to a recent analysis.