Royal Neighbors, one of the first insurers to focus on women empowerment and financial stability, offers the Promise Plus cancer waiver rider on its universal and whole life products. The most recent addition comes to its new term life offering, JETerm.
A cancer diagnosis can devastate a family, both emotionally and financially. To help ease that burden, Royal Neighbors now offers a rider on its universal life insurance that waives monthly deductions for two years following a diagnosis.
This summer, Federal Long-Term Care Insurance Program officials said some 274,000 current and retired federal employees enrolled in the program can expect an average premium hike of $111 per month.
As the population ages, costs of Medicare, Medicaid and Social Security will continue to put stress on state and federal budgets.
As your clients approach age 65, make sure you address their health insurance exposures to help them avoid potential coverage gaps and penalties if they miss the initial Medicare enrollment period.
Most people believe the U.S. economy is struggling. That doesn’t have to be the case for your clients.
More than 43 million Americans have student loan debt. For those who borrowed from private lenders, untimely death could mean serious trouble for co-signers and spouses—unless they have life insurance.
In addition to a death benefit, PHL Variable Insurance Company has built living benefits with critical, chronic and terminal illness accelerated riders into the Safe Harbor Term Life product for no additional premium.
Starting with the words “Affordable Care Act,” the life-health insurance marketplace has never been the same. Make sure your agency positions itself to take advantage of three trends shaping the market.
Six leading long-term care insurance companies recorded an increase in policy sales in 2015 compared to the previous year. But overall sales declined, and have for the past few years.
