BOP

Does a host liquor liability coverage amendment in a business owners policy respond when the insured pays for a hosted bar at regular events?

Coverage includes general liability and professional liability up to $2 million limits, $5 million per location and $10 million total limits.

The carrier is covering water damage to a nail salon’s pedicure platforms, but says the restoration expenses to remove the water and mold should be paid by the landlord’s policy.

The new business owners policy (BOP) offers a simple program at a low price for small salons, with options to tailor the policy to specific needs.

The SureStep business owners policy (BOP) offers the conveniences of a traditional BOP as well as greater flexibility with significantly more forms to tailor coverage.

An employee’s purse was stolen when she startled a robber in the middle of a break in. The carrier says the loss is excluded from the business owners policy under the theft exclusion.

Can an agent add two LLCs owned by the same person, one a lessee and the other a lessor, to the same policy to include coverage for loss of rental income?

Several of an agency’s clients suffered damage as a result of the recent riots. However, they were already closed as a result of state-wide COVID-19 closures. How will the business income policy respond?

The coverage enhancements reflect the ever-changing needs of small business customers and includes green upgrade coverage, perishable goods in transit and enhanced cyber-related coverage for data breach fines and penalties.

Chubb’s Marketplace provides comprehensive, tailored small commercial insurance solutions including Chubb BOP, umbrella, workers compensation, commercial auto, management and professional liability, and more.