Big I Alliance

The burden of increased costs caused by uninsured drivers is ultimately shouldered by insured drivers. Here are three tips for agents to help their customers protect themselves.

“These are the people taking risks, following their dreams, and creating something special,” says independent agent Luke Hoerr. “When I help them get the right coverage, I’m not just selling insurance—I’m helping protect someone’s passion project and supporting our local economy.”

From rodent damage to dry rot, classic cars can incur costly damages without proper maintenance.

With distracted driving a leading cause of road accidents, agents can educate customers about the dangers and offer incentives for positive driving behavior.

There are signs of stabilization in the property market, with ample capacity available following favorable underwriting results on the insurance and reinsurance side.

“Although we may be coming out of one of the most difficult periods in insurance history, some areas might still see increasing premiums for another 12-18 months,” says independent agent Guffy Wright. “Factors like claim volume, social inflation, weather patterns and fraud will continue to play major roles.”

Among married-couple families in 2023, both spouses were employed in nearly 50% of families, according to the U.S. Bureau of Labor Statistics. Here are three considerations for serving dual-income households.